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	<title>Auto Accident Lawyers Directory</title>
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		<title>Auto Accidents in Fort Lauderdale</title>
		<link>http://auto-accident-lawyer-directory.com/auto-accidents-in-fort-lauderdale/</link>
		<comments>http://auto-accident-lawyer-directory.com/auto-accidents-in-fort-lauderdale/#comments</comments>
		<pubDate>Sat, 14 Jan 2012 17:00:30 +0000</pubDate>
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				<category><![CDATA[Car Accidents]]></category>

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		<description><![CDATA[The driver of a cab was hit by a vehicle in a parking lot on Sunday, January 9, 2011. The cabbie tragically died after the incident. According to the Sun Sentinel, accident occurred early on Sunday morning. The accident happened &#8230; <a href="http://auto-accident-lawyer-directory.com/auto-accidents-in-fort-lauderdale/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>The driver of a cab was hit by a vehicle in a parking lot on Sunday, January 9, 2011. The cabbie tragically died after the incident. According to the Sun Sentinel, accident occurred early on Sunday morning.</p>
<p>The accident happened on South Military Trail. The cabbie had been having a conversation with a couple other people at the time of the incident. The vehicle that hit him was an Oldsmobile.</p>
<p>Anthony Quackenbush is a <a href="http://www.southflinjury.com/" target="_blank">Fort Lauderdale Personal Injury Attorney</a>. This <a href="http://www.southflinjury.com/" target="_blank">Fort Lauderdale Personal Injury Lawyer</a> is not an attorney involved in the above mentioned situation, but he does handle cases involving car accidents. He can be contacted at 786-294-7711 for a free consultation. The website of this <a href="http://www.southflinjury.com/" target="_blank">Fort Lauderdale Accident Attorney</a> can be found at http://www.southflinjury.com. More press releases from this <a href="http://southflinjury.com/?page_id=11" target="_blank">Fort Lauderdale Accident Lawyer</a> can be found at http://southflinjury.com/?page_id=1</p>
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		<title>Rafflecopter Giveaway</title>
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		<pubDate>Tue, 10 Jan 2012 03:24:23 +0000</pubDate>
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				<category><![CDATA[Car Accidents]]></category>

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		<title>Cell Phones May Be Illegal While Driving</title>
		<link>http://auto-accident-lawyer-directory.com/cell-phones-may-be-illegal-while-driving/</link>
		<comments>http://auto-accident-lawyer-directory.com/cell-phones-may-be-illegal-while-driving/#comments</comments>
		<pubDate>Wed, 09 Feb 2011 12:02:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Accidents]]></category>

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		<description><![CDATA[We are living in an age of increased distractions and in an age with a need for speed. These are especially deadly when combined and are being played out together by teenagers behind the wheels of automobiles everyday. And car &#8230; <a href="http://auto-accident-lawyer-directory.com/cell-phones-may-be-illegal-while-driving/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<div class='posterous_autopost'>
<div>We are living in an age of increased distractions and in an age with a need for speed. These are especially deadly when combined and are being played out together by teenagers behind the wheels of automobiles everyday. And <a href="http://www.agapechiropractic.com/index.php/chiropractic/25-injuries/52-car-accidents">car accident</a> statistics are proving this to be a real problem.</div>
<div> </div>
<div>In the past few decades, the use of technology has dramatically increased in our lives. In the 90&#39;s, few teenagers had cell phones. But, the next decade changed that. And now, cell phones don&#39;t just take phone calls. With a cell phone, you can now update facebook, twitter, and foursquare, check your email, text friends, buy movie tickets, play games, and use GPS all from your cell phone WHILE DRIVING! And there are hundreds of new apps every day creating all kinds of new dangerous multi-tasking possibilities. And although everyone knows that using a cell phone while driving is dangerous, the younger generation tends to think they  can get away with it. Jim Greene from the &quot;LawyerShop&quot; points out that &quot;one in every three teenage deaths is caused by a motor vehicle crash&quot;. Commonsensemedia.org reports 2,600 traffic deaths are caused each year by drivers using cell phones, according to a Harvard study and that 570,000 accidents leading to minor and serious injuries are caused each year by cell phone distractions, according to the same Harvard study. Texting while driving has even been credited for causing train wrecks. These are just some of the indications of this technology tragedy.</div>
<div> </div>
<div>Texting and using a cellphone while driving may have legal consequences. As of 2011, In many states it is illegal to text while driving. Some states have laws against the use of cell phones while driving in certain circumstances. In most states, school bus drivers can&#39;t use cell phones when driving a bus with passengers. Novice drivers are largely prohibited from using cell phones while driving. Some state laws require the use of head sets while talking on a cell phone and driving. In some states, cell phone use is a primary offense. That is, an police officer doesn&#39;t have to have any other reason to pull you over and cite you aside from the cell phone violation.</div>
<div> </div>
<div>Each state has its own laws regarding the use of cell phones while driving. And though it is wise to know and obey the laws, it is wiser yet to not use cell phones when driving even if it is legal. Multi tasking while driving is dangerous and it ought not be done.</div>
<div>
<div> </div>
<div>By <a href="http://drhaley.com/">Dr. Michael Haley</a></div>
</div>
<div> </div>
<div>Add your thoughts in the comment section and add to the discussion.</div>
</div>
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		<title>Personal Injury Attorney Comments:</title>
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		<pubDate>Mon, 03 Jan 2011 14:38:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Accidents]]></category>

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		<description><![CDATA[The heck with Maryland&#8230; I want this in Pompano Beach&#8230; and Fort Lauderdale&#8230; this would be great everywhere! If we could decrease alcohol related motor vehicle collisions and personal injury by such a simple technology aimed at DWI offenders, let&#39;s &#8230; <a href="http://auto-accident-lawyer-directory.com/personal-injury-attorney-comments/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<div class='posterous_autopost'>
<div>The heck with Maryland&#8230; I want this in Pompano Beach&#8230; and Fort Lauderdale&#8230; this would be great everywhere! If we could decrease alcohol related motor vehicle collisions and personal injury by such a simple technology aimed at DWI offenders, let&#39;s do it. Besides, anyone against such a device probably needs one the most! Check out personal injury attorney Ronald Miller&#39;s blog for more on this. ~Dr. Michael Haley, Chiropractor - <a href="http://www.agapechiropractic.com/">Pompano Beach</a>, FL. </div>
<div> </div>
<div>
<h2 style="MARGIN: 0.25em 0px 0px;"> </h2>
<div><a href="http://www.marylandinjurylawyerblog.com/2010/12/ignition_interlock_in_maryland_1.html" target="_blank">Ignition Interlock in Maryland</a></div>
<div style="MARGIN-BOTTOM: 0.5em;">via <a href="http://www.marylandinjurylawyerblog.com/" target="_blank">Maryland Injury Lawyer Blog</a> by Ronald V. Miller, Jr. on 12/21/10</div>
<p> 
<p>In March, <a href="http://www.marylandinjurylawyerblog.com/2006/03/alcohol_ignition_interlock_sys.html" target="_blank">I wrote a post</a> about failed efforts in Maryland to require DWI offenders to install an ignition interlock system in their vehicles. Specifically, the bill before the legislature this year would have required people convicted of alcohol related offenses to only drive cars equipped with an ignition interlock system for some period of time. Simple premise: cars can&#39;t start if you are not sober. My first thought is (<a href="http://www.marylandinjurylawyerblog.com/2010/12/ignition_interlock_in_maryland_1.html">read more</a>)</p>
</p></div>
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		<title>Refer Your Personal Injury Cases to Us. Seriously.</title>
		<link>http://auto-accident-lawyer-directory.com/refer-your-personal-injury-cases-to-us-seriously/</link>
		<comments>http://auto-accident-lawyer-directory.com/refer-your-personal-injury-cases-to-us-seriously/#comments</comments>
		<pubDate>Fri, 31 Dec 2010 15:38:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Accidents]]></category>

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		<description><![CDATA[This is good food for thought if you have been injured in an automobile accident and are considering hiring your buddy to manage the legal aspects of your losses and injuries. If your &#34;buddy&#34; attorney hires a real professional in &#8230; <a href="http://auto-accident-lawyer-directory.com/refer-your-personal-injury-cases-to-us-seriously/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<div class='posterous_autopost'>
<div class="gmail_quote">This is good food for thought if you have been injured in an automobile accident and are considering hiring your buddy to manage the legal aspects of your losses and injuries. If your &quot;buddy&quot; attorney hires a real professional in the personal injury arena, I wonder how the fees are affected. That is, will a larger part of the settlement go to the attorneys, or are the fees the same if you go directly to the best personal injury attorney? ~Michael Haley, <a href="http://www.agapechiropractic.com/">Chiropractor, Pompano Beach</a>, FL</div>
<div class="gmail_quote"> </div>
<div class="gmail_quote">
<h2 style="MARGIN: 0.25em 0px 0px;"> </h2>
<div><a href="http://www.marylandinjurylawyerblog.com/2010/12/refer_your_personal_injury_cas_1.html" target="_blank">Refer Your Personal Injury Cases to Us. Seriously.</a></div>
<div style="MARGIN-BOTTOM: 0.5em;">via <a href="http://www.marylandinjurylawyerblog.com/" target="_blank">Maryland Injury Lawyer Blog</a> by Ronald V. Miller, Jr. on 12/9/10</div>
<p> 
<p>The <a href="http://www.insurancejournal.com/news/national/2010/12/08/115425.htm" target="_blank">Insurance Journal</a> reports a rise in legal malpractice claims. Incredibly, there has been no hand wringing about increased malpractice rates for lawyers or fears that lawyers will no longer be able to keep their practices open as their insurance rates rise. We have never had a legal malpractice claim yet our rates continue to increase. No one cries for us.</p>
<p>A part of the rise in the number of legal malpractice claims is countersuits against lawyers who are suing their clients to pay their bill. But I think the larger problem is what the article calls &quot;door law,&quot; a phrase I have never heard before but I really like. Door law is when lawyers take any client who walks through the door who might generate a fee. When law firms step outside their areas of expertise, bad things are going to happen. </p>
<p>A big part of what my law firm does is handle large personal injury cases for lawyers who do not have the resources or experience to handle complex personal injury cases. It is not that they are not good lawyers. <br /> (Quick digression: I sat through criminal court all morning yesterday, monitoring the defendant&#39;s traffic court trial in a car accident wrongful death case I am handling. Driver pled not guilty, six witnesses were called, and maybe the best testimony for the prosecution was the Defendant&#39;s direct examination. It was pathetic. It reminded me of murder trials you hear about where a plea would be worthless because the guy is doing life anyway so they go through the motions of having a trial. In closing, his lawyer said he had suffered as much as anyone has in all of this. He killed a young woman standing on the sidewalk, he denies liability and has suffered as much as anyone. It was surreal.) </p>
<p>Anyway, back to my point. I&#39;m a good lawyer but I would be lost handling a criminal case, a domestic case or anything that was not a personal injury case. (Ah, I could do a contracts case, too. But that is it.) But in 2010, with criminal and domestic cases drying up, a lot of lawyers who would be intimidated handling a serious personal injury case are saying, &quot;I need more revenue, I&#39;ll give this a shot myself. It is just a car accident. How hard can it be?&quot; And it often ends in disaster because, too often, it is a lot harder than you think to maximize the value of a case. </p>
<p>As I have always said, the biggest personal injury cases typically come not to personal injury lawyers but to domestic, workers comp, and criminal lawyers. Why? Because everyone&#39;s got a &quot;guy&quot; when there is a catastrophic injury case. Because of the nature of these areas of practice, these lawyers see a higher volume of clients than personal injury attorneys who are only handling serious cases. </p>
<p>The smart play for these lawyers &#8211; and, believe me, I get that this is self serving, but stay with me &#8211; is to refer the case out to someone who knows how to handle the case. The fee splitting rules we have in Maryland make great sense for everyone. Serious injury victims get directed to the best personal injury lawyer (the referring attorney is selfishly motivated to find the victims quality counsel) and the referring lawyer is able to remain in the case and, let&#39;s face it because it is important, collect a fee.</p>
<p>Why doesn&#39;t this happen more often? A lot of criminal and domestic lawyers don&#39;t understand this paradigm. You can&#39;t refer out a criminal or domestic case and stay on as co-counsel and get a fee (I don&#39;t think you can, anyway). So the door lawyer&#39;s mentality is I have to take this case myself or I will lose my fee. Again, this is shameless self promotion but, look, we frequently give referring lawyers a larger fee than they would have gotten if they had handled the case themselves. It is better for the referring lawyer and better for the client.</p>
<p>There are a lot of personal injury lawyers who can handle wrongful death and catastrophic injury cases. But, honestly, only a small minority of personal injury lawyers are equipped to handle serious cases with large damages, no matter how simple the accident or malpractice is to understand. So if not many personal injury lawyers can do it well, the percentage of domestic and criminal lawyers that can is vanquishing low. </p>
<p>We get a number of personal injury clients from our blogs and website. But our target audience is clearly referring lawyers with serious injury or wrongful death car and truck accidents and medical malpractice cases. We reach out to you so indirectly. Today, I&#39;m reaching out directly. If you are a lawyer with one of these types of serious personal injury cases, call or contact us. Call some others that you think might be the top personal injury lawyers in Maryland. Then make what you think is the best call for your client.</p>
<p> </p>
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		<title>Value of Femur Fractures</title>
		<link>http://auto-accident-lawyer-directory.com/value-of-femur-fractures/</link>
		<comments>http://auto-accident-lawyer-directory.com/value-of-femur-fractures/#comments</comments>
		<pubDate>Wed, 29 Dec 2010 12:36:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Accidents]]></category>

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		<description><![CDATA[Ronald Miller gives some valid points about why injuries in one part of the country have a different legal compensation value than injuries in another part. But anytime I discuss the &#34;compensation value&#34; of injuries, I am reminded of many discussions I &#8230; <a href="http://auto-accident-lawyer-directory.com/value-of-femur-fractures/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<div class='posterous_autopost'>
<div>Ronald Miller gives some valid points about why injuries in one part of the country have a different legal compensation value than injuries in another part. But anytime I discuss the &quot;compensation value&quot; of injuries, I am reminded of many discussions I have had with attorneys regarding my injured patients in Pompano Beach that I was giving chiropractic care to.</div>
<div> </div>
<div>And before I tell you the bad, I have to tell you that not all attorneys think like this. But many do! They would ask: &quot;Are there any broken bones?&quot; if I answer yes, they might get excited, smile, and say &quot;Oh, good!&quot; No, actually, it&#39;s bad. In fact, it actually usually sucks for them!</div>
<div> </div>
<div>So if you are injured and need legal assistance in paying medical bills and deserve compensation for your related current and future expenses and for your permanent injuries, you might be sensitive to this fact when you interview attorneys that you might hire to work your case. If they see your injuries as dollar signs for them, you might do well to find someone else. Would you want to go to a doctor that saw your injuries as an opportunity to ring up medical bills? You probably want a doctor that is knowledgeable and sensitive to your problems who wants to help you achieve your best healing. In the same way, If you need an attorney, you probably want one that is sensitive to your losses and wants to do everything possible to correct your present and future financial problems that are a result of your injuries.</div>
<div> </div>
<div>~Pompano Beach <a href="http://agapechiropractic.com/">Chiropractor</a> Dr. Michael Haley</div>
<div> </div>
<div> </div>
<div>
<h2 style="MARGIN: 0.25em 0px 0px;"> </h2>
<div><a href="http://www.marylandinjurylawyerblog.com/2010/12/value_of_a_femur_fractures.html" target="_blank">Value of Femur Fractures</a></div>
<div style="MARGIN-BOTTOM: 0.5em;">via <a href="http://www.marylandinjurylawyerblog.com/" target="_blank">Maryland Injury Lawyer Blog</a> by Ronald V. Miller, Jr. on 12/20/10</div>
<p> 
<p>In the past, I have written on the <a href="http://www.millerandzois.com/value-leg-broken-fractured.html" target="_blank">value of fractured and broken legs</a>. Now, in a relentless, unyielding effort to cover the settlement and trial value of every single bone in the human anatomy, let&#39;s thin slice broken legs a little thinner: femur fractures in Maryland, the District of Columbia, and Virginia. </p>
<p>This month&#39;s Metro Verdicts Monthly graph on the front of their publication compares verdict and settlement amounts for femur fractures in Washington, D.C., Maryland and Virginia. Since 1987 the median verdict or settlement amount of a femur fracture case in the District of Columbia has been $250,000.00, and in Virginia it has been $200,000.00. However, the median verdict or settlement in a femur fracture case in Maryland has been $75,000.00. The national average is $167,000. </p>
<p>Why are Maryland femur fracture cases valued at roughly 35% of the value of a femur fracture case in D.C. or Virginia? The Metro Verdicts Monthly graph has a disclaimer attached to the statistical analysis that any defense verdicts have been omitted from the formulation of these numbers but this would not skew the data in any way. So besides the other reasons that I have suggested in the past that could distort this data (most namely, the fact that many of these verdicts are self-reporting), it could also be that Virginia and D.C. insurance companies are more willing to let cases get filed in the first place, much less go to trial and get a trial report. I know I have settled a lot of femur fracture cases without ever filing a lawsuit. These statistics don&#39;t pick that up. Also, if you are including settlements you have to realize that policy limits become a factor. Are we writing smaller policies in Maryland than our neighbors are?</p>
<p>I have mentioned others reasons why this data could be distorted to the point of not being a meaningful comparison before to the point of my having no confidence in its accuracy. So why do I keep writing about median and average verdicts and settlements? I find the data really interesting and &#8211; informative in some ways. It means a lot of Maryland accident lawyers have gotten settlements and verdicts for femur fractures in the ballpark of $75,000. Really, I think to myself? I think that is ridiculously low. But does this kind of data inform my settlement evaluation of cases? The way lawyers calculate settlement value is such a mosaic of different information, but I can&#39;t deny that data like this, that I disagree with, does in some part enter my calculus.</p>
</p></div>
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		<title>Cost of DUI Arrest, Conviction Higher than Most People Realize</title>
		<link>http://auto-accident-lawyer-directory.com/cost-of-dui-arrest-conviction-higher-than-most-people-realize/</link>
		<comments>http://auto-accident-lawyer-directory.com/cost-of-dui-arrest-conviction-higher-than-most-people-realize/#comments</comments>
		<pubDate>Fri, 10 Dec 2010 21:49:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Accidents]]></category>

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		<description><![CDATA[Are you so foolish and confident in your ability to drink and drive? Even if you are so uniquely able to drink and drive without causing a car accidnet, it can cost a bundle. Take it from someone who deals &#8230; <a href="http://auto-accident-lawyer-directory.com/cost-of-dui-arrest-conviction-higher-than-most-people-realize/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<div class='posterous_autopost'>
<div class="gmail_quote">Are you so foolish and confident in your ability to drink and drive? Even if you are so uniquely able to drink and drive without causing a car accidnet, it can cost a bundle. Take it from someone who deals with this stuff every day: </div>
<div class="gmail_quote"><em>~ Dr. Michael Haley, </em><a href="http://www.chiropractorinpompanobeach.com/"><em>Pompano Beach Chiropractor</em></a></div>
<div class="gmail_quote"> </div>
<div class="gmail_quote">
<h2 style="MARGIN: 0.25em 0px 0px;"> </h2>
<div><a href="http://www.lawyershop.com/2010/12/10/cost-of-dui-arrest-conviction-higher-than-most-people-realize/" target="_blank">Cost of DUI Arrest, Conviction Higher than Most People Realize</a></div>
<div style="MARGIN-BOTTOM: 0.5em;">via <a href="http://www.lawyershop.com/feed/" target="_blank">LawyerShop</a> by Jim Greene on 12/10/10</div>
<p> 
<p>If you drink and drive, even if you&#39;re lucky enough not to cause a <a href="http://www.lawyershop.com/practice-areas/personal-injury/motor-vehicle-accidents/car-accidents" target="_blank">car accident</a>, you still risk severe damage to your financial security. Most people are unaware that the cost of being arrested and convicted of <a href="http://www.lawyershop.com/practice-areas/criminal-law/drug-alcohol-crimes/dui" target="_blank">driving under the influence</a> can range from nearly $7,000 to nearly $40,000 depending on where you are apprehended and what it takes to deal with the aftermath.</p>
<p>Just being arrested for DUI can cost from $350 to more than $3,600, for bail and for having your vehicle towed and impounded. If you can&#39;t afford to recover your car quickly enough, it may be sold at auction, and you could still owe money if the proceeds don&#39;t cover the impound fee.</p>
<h2>Legal Defense of DUI Case Can Reach $25,000</h2>
<p>The next expense is legal fees, which can start at $250 just for having an attorney enter a guilty plea, and go as high as $25,000 to defend a plea of not guilty. Besides a qualified attorney, you may need an investigator, to gather information in your defense, and an expert witness, to address the issues surrounding the use of sobriety tests.</p>
<p>If you are convicted of DUI, you&#39;ll have to pay fines, which can range from $300 to $1,200. You may also be sentenced to alcohol education and treatment, for an additional $150 to $2,000. When that&#39;s finished, if the state is willing to reinstate your driver&#39;s license, the fee for that may be as much as $250.</p>
<p>Some jurisdictions have additional penalties, which may include a jail filing fee and payments to various victims&#39; and law enforcement assistance funds. These could total nearly $250.</p>
<h2>DUI Offenders Pay Higher Insurance Rates</h2>
<p>When the legal system is finished with you, the insurance industry will take a turn. Your insurance company may raise your premiums, or simply drop your coverage. In the latter case, you may have to turn to a company that specializes in DUI offenders. Of course, because of the high risk potential, the rates will be high. You could pay up to $1,500 more per year for three to five years, assuming a spotless driving record.</p>
<p>There are other penalties that are hard to put a price on, such as lost wages, a ruined reputation, and even the possibility of lost career opportunities.</p>
<p>If you&#39;re arrested for drunk driving, contact an experienced DUI attorney. The cost of legal fees to defend yourself may be more than paying the initial penalties for pleading guilty, but the chances are that it will be less than the cost to your future if you are convicted.</p>
</p></div>
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		<title>Did Obama Really Not Get Healthcare Reform Suggestions?</title>
		<link>http://auto-accident-lawyer-directory.com/did-obama-really-not-get-healthcare-reform-suggestions/</link>
		<comments>http://auto-accident-lawyer-directory.com/did-obama-really-not-get-healthcare-reform-suggestions/#comments</comments>
		<pubDate>Mon, 06 Dec 2010 01:08:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Accidents]]></category>

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		<description><![CDATA[  Dr. Michael Haley Wrote: My understanding is that &#8220;healthreform.gov&#8221; was set up so Americans could submit real solutions for consideration for health care reform. Good suggestions would supposedly MAKE IT TO PRESIDENT OBAMA. But when President Obama addressed the nation, he &#8230; <a href="http://auto-accident-lawyer-directory.com/did-obama-really-not-get-healthcare-reform-suggestions/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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</p>
<div class="posterous_autopost">
<div><em> </em></div>
<div><em><a title="Dr. Michael Haley, Pompano Beach" href="http://www.agapechiropractic.com/index.php/about/chiropractor-michael-haley">Dr. Michael Haley</a> Wrote:</em></div>
<div>My understanding is that &#8220;healthreform.gov&#8221; was set up so Americans could submit real solutions for consideration for health care reform. Good suggestions would supposedly <strong>MAKE IT TO PRESIDENT OBAMA</strong>. But when President Obama addressed the nation, he said something like &#8220;I asked you to submit solutions that addressed rising insurance premiums and fraud&#8230; where is it? He was justifying the necessity for moving forward with the socialized obamacare program under the code name &#8220;health care reform&#8221;. I doubt I am the only one that submitted solutions. If you read what follows and consider how the proposed money flow changes would affect the consumers role in health care costs, I think you&#8217;ll agree these are some pretty fine suggestions.</div>
<div> </div>
<div>What follows is the healtreform.gov email acknowledgement of receipt and includes the suggestions that I personally submitted on 9/29/09 to healthreform.gov. The words are the same. Only formatting changes were made for the sake of readability:</div>
<div> </div>
<h2><strong>Thank you for sharing your story and sending in ideas about why we need health reform this year.</strong></h2>
<div> </div>
<div>The following is the content of your comment:</div>
<div> </div>
<div><em>(Contact Information has been Excluded for Privacy)</em></div>
<div> </div>
<div>Share your questions and ideas for changing Health Care for all Americans:</div>
<div> </div>
<div><strong>HEALTH INSURANCE FRAUD PREVENTION PLAN</strong></div>
<div>Many health care facilities “waive” co-payments and deductibles and then excessively bill the patient’s insurance company. Many times, the patients know… but don’t care because they don’t have to pay. Other times, patients are just lied to by the physician’s office being told something like: “you have no out-of-pocket expenses” or “you only have a $20.00 co-payment” or &#8220;you&#8217;ll never have to pay anything here&#8221;. After excessively billing the insurance company, they write off the balance. Oftentimes, diagnosis terms and the related codes are stretched to a higher diagnosis for the benefit of justifying unnecessary services. Sometimes services are billed that aren&#8217;t actually performed. The higher diagnosis codes electronically trick the insurance companies software so they miss the illegal billing. The terms they document in the charts help justify their decisions in case their records are ever checked.</div>
<div> </div>
<div><strong>Example:</strong></div>
<div>In August 2008, my 28 year old wife went to a physician with mastitis. She has been nursing our infant and told the physician she had mastitis. She has had it before. She and I are both health care professionals and agreed on the diagnosis. However, instead of documenting that she had tenderness in her breast, the physician wrote “chest pain” and ordered an EKG. The risky differential diagnosis justified a comprehensive exam with a medical decision making of moderate complexity. Eventually, he prescribed the not so complex antibiotics for mastitis. However with chest pain on the documents they can do a bigger exam and also perform tests for a differential diagnosis such as heart problems. Our insurance company was billed $668.68 for the visit. My wife only had to pay an in-network $25.00 co-payment. Just a few hours earlier, we chose to not go to the out of network walk-in clinic because we would have had to pay the entire bill… $100.00. It seemed more reasonable to pay only $25.00 and go to an in-network “Preferred” Provider and let the insurance pay the difference. The insurance company will no doubt “adjust” the bills. But it will certainly cost them more than $100.00. They have to pay the physician. They’ll also probably have lab charges. Maybe another physician will interpret lab findings and have more fees. Finally, the insurance company will have the administrative costs. But it only cost me 25 bucks! …right? Oh, and those high insurance premiums because everyone else is doing it too!</div>
<div> </div>
<div><strong>Another Example:</strong></div>
<div>Recently, a potential patient was interviewing me to see if he should switch physicians. He gets regular spinal manipulations, electrical muscle stimulation, and massage therapy. My office is much more convenient for him so he wanted to see how much it would cost him to come to me. After an insurance verification and going over his co-payments, he asked if he would have to pay his co-payment. He went so far to tell me that all the county employees go to the other guy because they don’t have to pay anything to the other guy. He admits that the other doctor over-bills the insurance company, but hey, its free! He did not switch chiropractors, but instead chose the “free” care from the guy that would not make him pay his share. He admits he goes often not because of pain, but just because it feels good.</div>
<div> </div>
<div><strong>It Gets Worse!</strong></div>
<div>A patient once asked if I needed patients. The guy he goes to gives him money every time he comes in. He thought I might pay him more to have permission from him to charge his insurance whatever I wanted. This mechanic didn’t tell me his name and wouldn’t tell me who he was going to. He only told me: “times are hard, anything to make a buck”.</div>
<div> </div>
<div><strong>A POTENTIAL SOLUTION???</strong></div>
<div>The solution to fraud of this nature is quite simple: have the insurance company pay the physicians 100% and then turn around and <strong>charge the patient their co-payments and deductibles</strong>. This will require a few additional regulations like advanced fee disclosures to the patients. But this will save the insurance companies money because:</div>
<ul>
<li>THEY&#8217;LL GET MOST CO-PAYMENTS AND DEDUCTIBLES BACK</li>
<li>PATIENTS WILL FEAR HAVING TO PAY THEIR CO-PAYMENTS AND DEDUCTIBLES AND WILL GET LESS UN-NECESSARY CARE</li>
<li>PATIENTS THAT DON&#8217;T PAY RISK HAVING THEIR POLICIES TERMINATED</li>
<li>TERMINATING SUCH CONTRACTS ELIMINATES THE HIGH RISK CUSTOMERS</li>
</ul>
<div><strong>WOULD THIS REALLY BE FAIR TO THE INSURANCE COMPANY?</strong></div>
<div>Because laws and insurance plans vary from state to state, let me present a scenario for Florida residents. Everyone knows that in Florida, Personal Injury Protection for auto accident victims pays quite well. The insurance companies usually get to talk to their insured prior to them seeking injury care &#8211; unless they are transported to a hospital in which case treatment is probably necessary. Imagine you were in a motor vehicle collision and your insurance company called and told you something like this: &#8220;Don’t worry Mr. Johnson, you can go to whatever doctor you choose. But don’t pay the physician anything ever. We’ll pay the physician 100% of your bills and only charge back to you your deductible, the first $1000.00 dollars, and then 20% of any charges after that; also, make sure you sign a fee disclosure document that tells you how much they are billing for your visit&#8221;.</div>
<div> </div>
<div>Now the insured knows that a $200.00 visit will cost $200.00 or $40.00 if the deductible is met! They realize it will add up if getting therapy 3 times a week for several weeks. Chances are, people will only go if really injured. And the doctor won’t be able to say: “you won’t have any out of pocket costs”. Or “you’ll never have to pay the deductible and co-payments”. How will this affect the honest physicians? It will level the playing field. Suddenly, patients that go to the “free” guys will choose the guy they really want to go to. Also, with fraud decreased, the insurance premiums can probably also decrease. Patients will afford better insurance. “Usual and customary” reimbursements can also better reflect true usual and customary fees because physicians will no longer be billing so many services per visit. Doing so would create too much confusion when the patient asks: &#8220;how much will my insurance be charged?&#8221;. They ask, of course, because now they&#8217;ll actually be paying the required percentage that the other guy just waived.</div>
<div> </div>
<div>Patients will certainly report much more illegal activity now that it directly impacts them. This will weed out, expose, squash, and shut down many of fraudulent “health care” facilities.</div>
<div> </div>
<div>Do we really need a whole new health care system when a simple change in the flow of money would save billions and billions?</div>
<div> </div>
<div>Please reply and let me know that this is seriously being looked at and considered. At least do a pilot study in the medicare program.</div>
<div> </div>
<div><strong>Now that you see what I wrote, please add your comments and opinions.</strong></div>
<div><strong></strong> </div>
<div><strong>Sincerely,</strong></div>
<div><strong></strong> </div>
<div><strong>Dr. Michael Haley</strong></div>
<div><strong><a href="http://www.agapechiropractic.com/">Pomano Beach, FL</a></strong></div>
</div>
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		<title>Police in California City Consider Listing DUI Suspects on Facebook Page</title>
		<link>http://auto-accident-lawyer-directory.com/police-in-california-city-consider-listing-dui-suspects-on-facebook-page/</link>
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		<pubDate>Sat, 04 Dec 2010 12:18:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Accidents]]></category>

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		<description><![CDATA[You have been warned that what you write on facebook is public information and can be used against you in court. But now, the justice system uses facebook against you in a whole new way. I guess your life is an &#8230; <a href="http://auto-accident-lawyer-directory.com/police-in-california-city-consider-listing-dui-suspects-on-facebook-page/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<div class='posterous_autopost'>
<div><em>You have been warned that what you write on facebook is public information and can be used against you in court. But now, the justice system uses facebook against you in a whole new way. I guess your life is an open book. &#8211; </em><a href="http://www.agapechiropractic.com/index.php/about/chiropractor-michael-haley"><em>Dr. Michael Haley, Pompano Beach Chiropractor</em></a></div>
<div> </div>
<div>
<div><a href="http://www.lawyershop.com/2010/12/03/police-in-california-city-consider-listing-dui-suspects-on-facebook-page/" target="_blank">Police in California City Consider Listing DUI Suspects on Facebook Page</a></div>
<div style="MARGIN-BOTTOM: 0.5em;">via <a href="http://www.lawyershop.com/feed/" target="_blank">LawyerShop</a> by Jim Greene on 12/3/10</div>
<p> 
<p>At the request of a city councilmember, the police department in a Southern California city is considering listing those arrested for <a href="http://www.lawyershop.com/practice-areas/criminal-law/drug-alcohol-crimes/dui" target="_blank">drunken driving</a> on its Facebook page. The request was made after the local newspaper stopped listing the suspects.</p>
<p>Police Lt. Russell Reinhart said his department is looking into the request by Councilman Devin Dwyer after the Huntington Beach Independent discontinued the listings. The Orange County paper is published by the Los Angeles Times.</p>
<p>&quot;I didn&#39;t think public shaming for driving under the influence was such a bad idea,&quot; Dwyer said. &quot;I would use any tool necessary to bring down the numbers of drunk drivers.&quot;</p>
<h2>DUI Arrest Records Are Public Information</h2>
<p>Although Dwyer&#39;s statement ignores the presumption of innocence, the arrests are a matter of public record.</p>
<p>&quot;It&#39;s public information,&quot; said Reinhart. &quot;Anybody could go to the [police department] counter, get it and put it on their own Web page.&quot; He said City Atty. Jennifer McGrath will review the Facebook proposal to be sure there are no legal barriers.</p>
<p>The city is also planning to list the names of DUI suspects on its Web site. Other planned measures in an aggressive campaign against drunken driving include assigning more officers to DUI details and sending letters to bars patronized by DUI suspects. As in many states, serving alcohol to a person already intoxicated is illegal in California.</p>
<h2>City Attempts to Reduce Heavy Drinking at Bars</h2>
<p>Earlier this year, the city took measures to end drinking games and other activities that promote heavy drinking at area bars.</p>
<p>Huntington Beach recorded 271 alcohol-related vehicle crashes and 1,687 DUI arrests last year. A report by the city said the statistics indicate &quot;a significant DUI problem.&quot;</p>
<p>If you&#39;re arrested for drunken driving, contact an experienced DUI attorney. Never forget that you are innocent until proven guilty. Mistakes are made in the arrest and testing of DUI suspects; your attorney will fight to make sure that due process is followed. If you are convicted, your attorney will ensure that you take full advantage of your rights under the law and that your punishment is just.</p>
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		<title>Truck Accident Trials and Jury Credibility</title>
		<link>http://auto-accident-lawyer-directory.com/truck-accident-trials-and-jury-credibility/</link>
		<comments>http://auto-accident-lawyer-directory.com/truck-accident-trials-and-jury-credibility/#comments</comments>
		<pubDate>Thu, 02 Dec 2010 13:18:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Accidents]]></category>

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		<description><![CDATA[It is interesting that a legal strategy might be to minimize additional injury to a pre-existing condition so as not to discredit the new injury. As a chiropractor, it is my duty to properly document the patient&#39;s injuries, new and old, and &#8230; <a href="http://auto-accident-lawyer-directory.com/truck-accident-trials-and-jury-credibility/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<div class='posterous_autopost'>
<div class="gmail_quote">It is interesting that a legal strategy might be to minimize additional injury to a pre-existing condition so as not to discredit the new injury. As a chiropractor, it is my duty to properly document the patient&#39;s injuries, new and old, and to help them get better the best I can. Often times old injuries are aggravated. It is appropriate for me to document how much of the injury is new vs. pre-existing. Since I am not an attorney, I can not give legal advice, but I would think, in the court, straight up truth would work best. That is, if an old injury got worse, it should be documented just as if the new injury was 100% healed. In the example the writer used below, what if the new shoulder injury was completely healed and the old knee injury that was made worse was the only impairment. Shouldn&#39;t he be compensated? But, again, I am no accident attorney.</div>
<div class="gmail_quote"><a href="http://www.agapechiropractic.com/">Pompano Beach Chiropractor</a> Michael Haley, D.C.</div>
<div class="gmail_quote"> </div>
<div class="gmail_quote">
<h2 style="MARGIN: 0.25em 0px 0px;"> </h2>
<div><a href="http://www.marylandinjurylawyerblog.com/2010/11/truck_accident_trials_and_jury.html" target="_blank">Truck Accident Trials and Jury Credibility</a></div>
<div style="MARGIN-BOTTOM: 0.5em;">via <a href="http://www.marylandinjurylawyerblog.com/" target="_blank">Maryland Injury Lawyer Blog</a> by Ronald V. Miller, Jr. on 11/29/10</div>
<p> 
<p>An Illinois court awarded $2.5 million in a lawsuit against a truck driver who admittedly (1) crossed the median strip and hit the Plaintiff and (2) had been driving for 19 hours that day.</p>
<p>Obviously, and the result underscores this point, this is a tough case to defend on liability. If you are Defendants&#39; truck accident lawyer, what kind of defense do you muster in a case like this? Oh, they always have something it seems. In this case, they went for the &quot;everything and the kitchen sink&quot; defense. First, they claimed his vision was impaired due to diabetes. This is a lot better defense in a passenger car case than it is in a truck accident case. If you are a truck driver driving a big rig truck, we expect you to have your diabetes under control or don&#39;t get behind the wheel of the dangerous weapon that is a truck. Second, and even more improbable, the defendants&#39; truck accident lawyer also argued that the accident occurred because the truck driver&#39;s tire exploded.  </p>
<p><img align="right" />We don&#39;t know the facts of the case. Certainly, it is undeniable that there are circumstances where a condition like diabetes can cause an accident that is not the fault of the driver. Certainly, if you have a heart attack while you are driving, no one can blame you for that. But the problem with the &quot;kitchen sink&quot; defense is that it diminishes credibility for all defenses. Okay, so diabetes and exploding tires caused the truck accident. Anything else? It has a &quot;you don&#39;t believe this one, let&#39;s try that one&quot; quality to it. </p>
<p>This bleeds into damages. Every argument Defendants&#39; lawyer makes gets viewed through the &quot;this lawyer would say anything&quot; prism. I&#39;m sure there was some debate over the extent and scope of the injuries. Again, we don&#39;t know the facts but I would not be surprised if those debates were resolved in favor of the Plaintiff because the Defendants&#39; lawyer had lost all credibility. </p>
<p>I&#39;m not saying I have never taken a position in the alternative with a jury that diminished my credibility. Sometimes lawyers do this because they have no alternative: the claim or defense is just not good and, for whatever reason, the case did not settle for the true value. But if you have a decent case or valid defenses to a case, you are better served by playing it more conservatively.</p>
<p>For personal injury lawyers, a perfect example of this is a multiple injury case with varying degrees of linkage to the accident. Let&#39;s say you have a shoulder surgery from a rotator cuff injury that is clearly related to the accident and a knee injury that is more of a complicated &quot;maybe it was exacerbated, maybe it was not&quot; type thing. As a lawyer, you have to make a call as to whether you go for damages on the knee. Because if you do, you might compromise your credibility with the jury on the shoulder. </p>
<p>Every case is different. But I think juries are almost invariably smarter than lawyers think they are and a trial is not a long term relationship. When a lawyer loses credibility with a jury, it is hard to get it back.</p>
<p>It is worth pointing out again: I&#39;m assuming the facts of this Illinois truck accident case and using them to illustrate a point that I want to make. It could be both the diabetes defense and the tires blew up defense were both legitimate and the real damages in the case were over $5 million and the truck accident defense lawyer&#39;s strategy actually worked. But I, and every accident lawyer reading this post, suspects otherwise.</p>
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